Every year, injured employees create expenses for business management. Workplace safety is important—but employee recovery is more important. The 10 most common workplace injuries cause 3.3 million employees to lose work hours every year. What are these? What can you do to avoid them?
In terms of medical evaluations, some injuries cause more troubles than others. To keep your business afloat, try to reduce the biggest claims capable of sinking your professional boat. Consider how these policies might relate to workers' compensation.
One: Vehicle Injuries
Both fleet injuries and personal vehicle injuries cost thousands in lost employee time. Workers driving for work might face auto accidents—sometimes fatal. Employee safe-driver training policies can often help reduce these accidents. As well, comprehensive workers compensation insurance plans might help.
Two: Ongoing Disability
If a worker has an ongoing disability due to a workplace-related accident, your business may be in trouble. Research suggests that disability is a leading factor in lost work time. Still, sufficient healthcare benefits and protection can reduce this. By targeting your business’s biggest injury threats, you can reduce ongoing disabilities across all health conditions. Therefore, the chances of an employee losing time at work might drop.
Three: Overexertion Injuries
Medical evaluations for sprains, fractures and overexerted muscles are among the top 10 most frequent OSHA-reported injuries to date. They’re also often the most expensive. Between holding, pushing, carrying and throwing activities, employees face a lot of stress. Make sure your business’s work guidelines account for these factors. Keep your employees safe from preventable hazards. Sometimes, it is as simple as a warning that can help keep employees safe.
Four: Repetitive Motion Injuries
Similar to overexertion evaluations are repetitive motion evaluations. Working with computers, assembly lines or even within office environments can cause injuries. Take your business’s equipment into consideration. But, don’t forgo an annual environment checkup to assure comfortable operations. Take employee concerns sincerely.
Five: Mental Disabilities
While less common that physical disabilities, mental disabilities take a toll on an employee’s ability to return to work. If your employees have faced mental difficulties due to workplace accidents, the resulting medical evaluations might cost your business thousands.
When planning your workers' compensation package, try to accommodate for as many injuries as possible. Between trips, slips, car accidents and chronic pain, many factors can reduce workplace activity. Therefore, sustained success comes under threat. Take care of your employees. Take charge with progressive policies guaranteed to make a difference.